Medicare is best described as health insurance for the ...

• A. Children
• B. Elderly
• C. Low-income
• D. People with disabilities

Answer: (B)

Medicare is a federal health insurance program primarily for older adults, typically age 65 or older. It provides coverage for hospital care, medical services, and, with additional options, prescription drugs. While a small group of younger people with certain disabilities or end-stage renal disease can qualify, the defining use is to insure the elderly as they age. The other groups—children or low-income individuals—are usually served by other programs like private insurance or Medicaid, not Medicare’s main purpose.